CRE Insights: Market Trends and Investment Opportunities

In this edition, we explore the dynamic and ever-evolving world of Commercial Real Estate (CRE). As investors and businesses seek growth opportunities, understanding the current market trends and strategic investment…

PPP 2.0: Navigating the New Norms

Welcome to our special edition focused on the updated Paycheck Protection Program (PPP 2.0). As businesses continue to navigate the challenges posed by the evolving economic landscape, understanding the nuances…

Navigating Consumer Finance: Trends and Tips

In this edition, we dive into the dynamic world of consumer finance. As financial markets evolve and new technologies emerge, understanding the latest trends and effective management strategies becomes crucial….

Optimizing Your Accounts Receivable: Strategies for Success

Welcome to our latest edition focusing on one of the most critical aspects of financial management for any business – Accounts Receivable (AR). In this newsletter, we delve into innovative…

Green Investing: Enhancing Your Business Through Sustainable Commercial Lending

In an era where environmental sustainability is more than just a buzzword, businesses are increasingly recognizing the financial benefits of adopting green practices. This article delves into how integrating sustainability…

The Future of Commercial Lending: Trends and Predictions for 2024

As we approach 2024, the commercial lending landscape is expected to be shaped by various trends influenced by technology, economic factors, and regulatory changes. Technology Driving Efficiency Economic and Regulatory…

Innovative Financing Solutions for Small Businesses Post-Pandemic

The post-pandemic era has seen the emergence of innovative financing solutions for small businesses. These new trends are reshaping how small businesses recover and grow. Digital Lending Platforms Online lending…

Exploring the Benefits of Commercial Bridge Loans for Short-Term Financing

Commercial bridge loans are a vital tool for businesses and investors in real estate. They offer short-term financing to bridge the gap between immediate funding needs and securing long-term financing….

Adapting Financial Strategies in Times of Economic Uncertainty: A Business Survival Guide

Introduction: In times of economic uncertainty, businesses face unique challenges. Fluctuating markets and unpredictable conditions can strain financial resources, making it crucial for businesses to adapt their financial strategies to…

Innovative Financing Solutions for Today’s Entrepreneurs: Beyond Traditional Banking

Introduction The landscape of financing for entrepreneurs is rapidly evolving. Beyond traditional bank loans, a plethora of innovative financing solutions are now available, offering new ways to fuel business dreams….

Leveraging Commercial Real Estate for Business Growth: Strategies and Insights

Introduction: Commercial real estate is a powerful tool for business expansion. It’s not just about finding a new location; it’s about investing in a space that will support and drive…

Navigating the World of Small Business Loans: A Beginner’s Guide

Introduction Financing plays a crucial role in the growth and sustainability of small businesses. Whether for starting up, expanding, or just keeping the business afloat during tough times, acquiring the…

The Role of Open Communication in Commercial Finance

In the dynamic landscape of commercial finance, open communication plays a pivotal role in driving success. Here are the core aspects illustrating its significance: 1. Understanding Needs for Tailored Solutions…

Autumn Tips for a Successful Funding Approach

Autumn, with its vibrant hues and brisk air, is a season of transformation. Just like nature adjusts, so should your funding approach for your business. Here are some tips to…

Securing Financial Stability in a Changing Market

Embrace Stability Amidst Market Changes In a business landscape that’s constantly evolving, financial stability is non-negotiable. Market shifts require a flexible financial approach. Aspen Commercial Lending specializes in tailoring financial…

As The Leaves Change, So Should Your Financing Strategy

Tailoring Financial Support for Your Business Just as leaves change colors with the seasons, your business strategies should adapt too. At Aspen Commercial Lending, we believe in tailoring financial plans…

Navigating Commercial Real Estate Financing During Economic Shifts

In today’s rapidly changing economic landscape, commercial real estate financing requires a strategic approach that addresses current challenges and opportunities. As economic uncertainty prevails, investors and developers must adapt to…

Traditional Loans vs. Asset-Based Financing

In the realm of business finance, choosing between traditional loans and asset-based financing holds significant sway over your company’s trajectory. Let’s break down these two paths and guide you toward…

How to Prepare for a Commercial Real Estate Loan Application

Are you considering a commercial real estate loan application in Colorado? At Aspen Commercial Lending, we understand that this process can be a significant step for your business’s growth. To…

Simplifying Global Business Funding

Venturing into the global market holds immense promise for your business, but securing the necessary funding can seem like a puzzle. At Aspen Commercial Lending, we’re here to guide you…

Navigating the Landscape of Commercial Lending

Securing the right financing for your business is a pivotal step towards growth and prosperity. Here’s a concise guide to help you navigate the landscape of commercial lending effectively: Define…

Choosing the Right Type of Financing for Your Business

Selecting the optimal financing for your business is a pivotal decision that significantly shapes your growth journey. The financial landscape offers a diverse array of funding avenues, each tailored to…

How Commercial Real Estate Loans Can Shape Your Future

As your business looks ahead to new horizons, the role of Commercial Real Estate Loans becomes increasingly significant. These versatile financial tools offer a world of possibilities that can shape…

Exploring the Benefits of SBA Financing

Among various strategic financing options, Small Business Administration (SBA) Financing stands out as a beacon of opportunity. This versatile and impactful financing solution opens doors to a multitude of benefits…

The Role of Commercial Lenders in Supporting Small Businesses

Small businesses are the backbone of our economy, driving innovation, creating jobs, and fostering economic growth. However, these enterprises often face financial challenges that can hinder their growth and success….

What are Commercial Bridge Loans?

Welcome to Aspen Commercial Lending! As a leading provider of financial solutions, we understand that navigating the business world often requires flexible and efficient financing options. In this blog post,…

How to Properly Manage Risk in Business

In today’s rapidly changing business landscape, managing risk effectively is crucial for the long-term success of any company. As an established player in the business world, Aspen Commercial Lending understands…

The Impact of Commercial Loans on Business Expansion

In the fast-paced world of business, expansion is often essential for staying competitive and achieving long-term success. However, for many companies, this growth comes with significant financial requirements that may…

Why Becoming a Better Listener at Work Can Be Beneficial to Your Career

Have you ever thought about why it’s so important to be a good listener at work? Honing your listening skills in a professional setting can be beneficial for your reputation,…

Is a Line of Credit or Traditional Bank Loan Better for a Small Business?

For small businesses, accessing financing is often a critical step towards growth and sustainability. When it comes to obtaining funding, two popular options are lines of credit and traditional bank…

The Benefits of Business Credit Cards

In today’s fast-paced business world, credit cards have become an essential tool for managing expenses, tracking transactions, and accessing funds. Business credit cards, in particular, cater to the unique needs…

The Role of Collateral in Small Business Loans

Securing financing is a vital step for small businesses looking to grow or overcome financial hurdles. One key aspect lenders consider when evaluating loan applications is collateral. Collateral provides a…

The Impact of Interest Rates on Small Business Loans

In the world of small businesses, access to capital plays a crucial role in growth and success. One key factor that significantly influences the borrowing landscape is interest rates. The…

What You Need to Know About Small Business Loan Collateral

If you need financing for your business, there are several options that you can choose from, whether you are looking to apply for a traditional bank loan or would prefer…

Three Tips for Building Credit as a Small Business

Building and maintaining a strong credit profile is crucial for small businesses. A solid credit history can open doors to better financing options, supplier relationships, and business opportunities. Let’s explore…

Three Tips for Negotiating with Commercial Lenders

Negotiating with commercial lenders can be a challenging task for businesses seeking financial assistance. However, by employing effective strategies, such as those discussed in this article, companies like Aspen Commercial…

Bootstrapping vs Financing: What Should You Choose for Your Business

Starting a small business requires careful consideration of various factors, and one of the most crucial decisions is determining how to fund your venture. Aspen Commercial understands the dilemma faced…

How to Compare Different Loan Options for Your Small Business

Securing the right loan for your small business is a crucial step towards its growth and success. With numerous loan options available in the market, it can be overwhelming to…

Choosing the Right Financing Strategy for Your Business

When you considered starting a business, you probably didn’t have your financing plan at the forefront of your mind. You may have been thinking about what products or services to…

Benefits of Working with a Commercial Lender for Your Small Business

Businesses require capital, especially when they first start. In fact, many small businesses close because they cannot secure all the funding they need to cover their day-to-day expenses. If you…

How to Navigate the Commercial Loan Process

When you decided to start a small business, you may not have been thinking about all the financial requirements. The idea and process of getting a commercial loan may seem…

Pros and Cons of Different Loan Options for Small Businesses

It’s no secret that businesses need capital to stay afloat, especially small businesses. In fact, many small businesses fail because they do not have the capital they need to cover…

Understanding CMBS Loans

If you’re looking to invest in commercial real estate, it helps to have a good financial plan before you make any moves. Commercial property can be volatile, especially when the…

Three Common Mistakes When Looking for Financing

Having enough capital is one of the largest struggles in a small business, and most small businesses seek out financing to cover initial startup and operating costs. Even if you…

Three Lesser-Known Items to Include in Taxes

If you are a business owner, taxes can be stressful. Between calculating expenses, income, and investments you may forget to include certain things on your tax returns. Let’s talk about…

Three Ways to Save Money in a Small Business

Even in the best economy, starting a small business is difficult. Starting a business requires a lot of money upfront and has a plethora of ongoing expenses. Whether you are…

Red Flags to AVOID When Working with a Commercial Lender

Getting loan approvals from banks can be challenging, especially for small businesses. This can be due to a lack of financial history, low credit scores, or no credit score. When…

Tips for Managing a Small Business

Small business owners have a lot on their plates, and it can be easy to lose sight of what’s fundamental. When it comes to managing your own business, the little…

What Does it Mean to Have an LLC

If you are interested in starting a business, you may have heard of LLCs, corporations, and sole proprietorships. All of these terms can be quite confusing because they all mean…

3 Common Mistakes When Starting a Business

Starting a business is exciting. Because of this, it is tempting to jump the gun and open your business before you’re fully prepared. Doing this leads to making common mistakes…

Three Unexpected Start-Up Costs for a Business

The first thing to do when starting a new business is to make a business plan. However, even the best business plan cannot plan for unexpected costs. There is no…

Three Things to AVOID Having in a Business Plan

Starting a business can be an exciting and overwhelming endeavor, especially if you’ve never made a business plan before. Business plans are integral to success, but there are some things…

The Advantages of Equipment Leasing

To operate a business successfully, it helps to have the right tools. The problem is that good equipment can be very expensive, which often makes business owners opt for lower-quality…

What is Consumer Financing?

As goods become more expensive, more customers are leaving the store without purchasing things. This is death to a  business owner. One way to solve this problem is through consumer…

What Makes a Line of Credit Different From Traditional Loans?

If you are starting a business in the new year and you are looking for proper funding, you may have considered a line of credit and a traditional loan. Both…

What are the Steps to Starting a Business

If you have thought of a brilliant product idea or service you can offer, you may have wondered how easy it is to start a business. Starting a business is…

What Real Estate Financing Looks Like for Multifamily Complexes

If you are interested in expanding your income by purchasing a property, you may have considered a multifamily complex. A multifamily complex is a home with up to four units…

The Advantages of Business Lines of Credit

Small businesses have a lot on their plate in the beginning. Staffing, tools, marketing, and other factors of business can cost money that the business owner doesn’t have. With so…

Types of Financing to AVOID

Starting a business takes capital, and if you do not have that capital lying around, you’re going to have to look into securing financing. There are many ways to secure…

How to Set Good Business Goals in 2023

The new year is the time for goal setting, and if you haven’t planned any goals for your business, it’s time to start thinking about it. Goals are predetermined targets…

3 Unexpected Issues You Might Encounter Owning a Business

The first few years of owning a small business can be rocky and full of challenges. Some challenges can be easily overcome, but others can be much harder. In fact,…

Should You Buy or Lease Your Commercial Real Estate?

Finding and paying for a facility for your small business can be stressful. Most of these businesses, especially when they are in the startup stage, have limited funds to pay…

How to Set a Good Budget For Your Business

One of the main reasons why small businesses fail is because they run out of money. For this reason, building a good budget for your small business is imperative to…

What to Look for in a Financial Institution

Choosing the right financial institution to handle your business finances can be overwhelming. It’s already hard enough to decide with your personal finances. It gets that much more difficult with…

How to Know When to Expand Your Business

If you have managed to launch a successful business, the idea of growing it is extremely exciting. Expanding your business means that you will have space for more products or…

How to Find a Good Accountant for Your Business

When starting a business, no one’s thinking about tax season, but it must be considered. Especially for creative people, you may not feel comfortable managing your finances. That’s okay. They’ve…

How to Raise Capital for a Business: Three Unexpected Ways

One of the hardest parts about starting a business is raising money. Starting a business is expensive, and it can be even more difficult if you do not have the…

How You Can Maintain a Healthy Office Environment Even as Your Company Expands

If your company is currently growing at a rapid clip, you may be wondering how to preserve the company’s values, atmosphere and community feel even as you expand. Although rapid…

How to Be a Part of Aspen’s Brokerage Program

If you are looking for a way to make some extra money, you may have considered working as a brokerage. A brokerage is a person or company that acts as…

What to Know About Colorado Business Taxes

Taxes are stressful for individuals, and business taxes are no easier. Many business owners are stressed when tax time rolls around, but if you practice good financial hygiene throughout the…

How to Get Healthcare Financing in Colorado

Starting and growing a medical practice requires financial resources. Like any business, there are a plethora of start-up costs when it comes to starting a medical practice. However, with medical…

Advice for Starting a New Business

You’re excited about a business idea in your mind that won’t seem to go away. Could this be the business of your future? Everywhere you turn, you see signs that…

What Does Consumer Finance Look Like in Denver

If you are looking for ways to expand your business, you may have considered adding a consumer financing program. If you own a business that sells products or services for…

What Lines of Credit Look Like in Colorado

There are many ways to fund a small business, including credit cards, business loans, and out-of-pocket. However, If you are interested in another way of funding a small business, you…

Making Business Plans in Denver

The best way to turn an idea into a business is to make a plan. However, making a plan isn’t just for you. Did you know that businesses that have…

How to Raise Capital for Your Denver Busines

Starting a new business is exciting, but raising the capital for it can be overwhelming. According to reports done in 2020 by the small business administration, small businesses borrowed nearly…

5 Ways to Increase Productivity at Work

When you run a business, it’s not unreasonable to want to make the most of your time. However, just working more isn’t necessarily going to increase your productivity. If you…

How to Look for a Business Partner in Denver

Starting a business is a time-consuming and demanding process, and rather than do it all alone, you may be interested in working with a partner. Finding the right business partner…

When to Sell your Denver-Based Business

Highly successful businesses are run by people who care. These people are highly committed and have gone all-in to making the business a success. They are dedicated to their company,…

What Bankruptcy Looks Like in Colorado

If you are drowning in personal or business debt, you may have considered filing for bankruptcy. Bankruptcy is a set of federal laws and rules that can help individuals and…

How to Use Social Media for Your Denver-Based Business

Social media is an integral part of any small business. However, you do not have to have viral posts to be successful. If you want to perform well on social…

Where to Find Notary Publics in Denver

If you are in the process of adopting a child, buying a piece of property, or completing Estate planning documents, you may need a notary. A notary public is a…

3 Top Energy Efficiency Tips That Can Help Boost Your Company’s Efforts To Go Green

Has your company been debating whether to double down on efforts to go green? Even if you’ve already taken a few small steps to make your office more environmentally friendly,…

Financing You Should Get in Denver

No matter what year of business you are in, businesses require a lot of financing. If you are working on your business’s budget and you find that you need additional…

Getting Invested in the Denver Real Estate Market

The Denver real estate market has been incredibly popular among investors for several years. For most of the US, the tight housing inventory and demand only started after the pandemic….

How to find customers for your Denver Business

Finding customers can be difficult. Even if you have been in business for a decade or a week, it can be hard to find new potential customers. Let’s talk about…

Where to Start Your Business in Colorado

When you are considering starting a business, there are some metrics to look for when choosing a location. It is important to assess the business environment, the access to resources,…

Ways To Maintain Your Business’s Positive Cash Flow

Every small business experiences slow revenue periods, but how well you manage yours depends upon your ability to maintain positive cash flow. These are some essential tips for helping your…

How to Find Networking Opportunities in Denver

Whether or not you want to admit it, networking is important to your business success. The more connections you have, the more likely you will succeed in your business endeavors….

How to Find Investors in Denver

If you are starting a new business, you already know what investors are. The thought of fundraising for a new business can seem daunting, but there is more than one…

Denver vs. Colorado Springs: Where Should I Start My Colorado Business

Two of the best cities to start a business in Colorado are Denver and Colorado Springs. Both cities have consistently ranked high on lists of the best US cities to…

What Business Resources Can You Use in Denver?

Starting a business can be overwhelming because there is so much to accomplish. From getting a business name to securing funding, the whole process can feel overwhelming. However, new business…

The Importance of Innovation and Small Business

When people think of innovation, they tend to think of big technology firms and multinational corporations: new gadgets, glossy and expensive products, and big tech expos. While innovative creativity is…

Getting a Denver Business License

Going into business for yourself is a great and rewarding endeavor, and if you have a good idea for a business, you shouldn’t hesitate to share it with the world….

Best Businesses to Start in Colorado

Starting a business is a rewarding experience, and Colorado is the perfect place to start one. Colorado has an incredibly rich business climate, and it has an educated workforce. Colorado…

Can You Get Accounts Receivable Financing as a Colorado-based Business?

One of the hardest parts about starting a new business is securing the funding. There are many ways to fund your business, including using traditional loans, obtaining lines of credit,…

Best Opportunities for Commercial Real Estate in Denver

If you are looking to start a business in the Denver, Colorado area, you have already picked a great place to open up shop. In 2012, Denver hit the Forbes…

Starting Your Business in Denver

When starting your business, there are many things to consider, including your marketing plan and your funding source. However, one of the most important things you will consider when starting…

Places to Avoid Business Loans in Denver

Obtaining a business loan can be difficult, and when your business is on the line, you may resort to looking at places that are less than stellar for the money…

Getting Business Assistance in Colorado

Business assistance can look like many different things, including monetary support and auxiliary services. Most new businesses are in need of extra funds, but even if your business does not…

Unexpected Places to Get Business Assistance in Denver

The only thing harder than starting a business is funding a business. With the business comes many expenses, from renting an office or production space to buying goods and hiring…

How To Improve Sales Numbers in a Small Business

Reliable sales are necessary for the fiscal sustainability of any small business. But at a certain point, encouraging growth is extremely helpful for long-term fiscal stability. Reaching more customers means…

How To Get Your New Business Started Off the Right Way

There can be a lot of things to think about when you are launching a new business, and it may not always feel easy to know what to do, or…

What Should You Buy With USDA Loans?

If you are interested in improving a small town with a population of 50,000 or fewer residents, you may be interested in applying for a USDA business loan. The USDA…

When to Start a New Round of Financing

It is not uncommon for a startup business to require several rounds of funding. There are commonly four startup funding rounds. They are called Seed, Series A, Series B, and…

What Should You Purchase With an SBA Loan?

SBA loans are loans given by the Small Business Association to start-up companies to help them fund their business. There are several types of SBA loans, but the most common…

How Hard Is It to Get a Small Business Loan

Most businesses rely on financing to grow and carry them through times when the finances are tight. Whether your business is a corporation with hundreds of people or a small…

Three Unexpected Deductions For Your Taxes

Tax season is right around the corner, and it’s natural to want to avoid overpaying taxes by including deductions. Here are three unexpected and often overlooked deductions you can add…

USDA Loans In Denver

Everyone knows about SBA loans, but did you know that the USDA also has loans? The USDA business program provides financial and technical assistance to stimulate business creation and growth….

What Can SBA Loans Do for Your Denver-Based Business?

One of the most important things you need for a small business is capital. There are many ways to initially fund your small business, including loans from banks, friends and…

What Rising Interest Rates Mean For Business Financing

Interest rates have been hovering at all-time lows since the Great Recession. This was an intentional strategy to kickstart the country’s economy. However, in recent years, interest rates have been…

How To Effectively Grow and Operate Your Business

Running a successful business doesn’t just happen. It requires hard work, skills and persistence to not only get the job done but to get it done right for the sake…

What Should You Buy with Business Financing?

When starting a new business, you will need a lot of capital. It can be difficult to make a business work if you are funding it all out-of-pocket. Most people…

Preparing for Tax Season

For many people, the new year brings in tax season, and tax season can be stressful. Tax season involves collecting documents, filling out forms, and potentially sending money to the…

What Are USDA Loans?

If you’re interested in starting a business, you’ve probably looked at many different governments loan programs. However, some of the least known loans are those offered by the USDA. What…

Where to get SBA Loans in Denver

If you’re interested in starting a small business, the SBA or Small Business Administration is there to help you. The SBA was founded in 1953 as an independent agency to…

How Small Businesses Can Achieve Financial Health

Starting a new business can be very challenging for most entrepreneurs. Still, small business owners improve their chances for success when they implement systems to manage their finances even before…

What Does Cash Flow Mean in Accounting Terms?

If you’ve ever been in business, you’ve heard the term cash flow. Cash flow refers to the net balance of cash moving in and out of the business for a…

What are Financial Securities?

When you step into the world of finance, there may be plenty of words you don’t readily understand. Many words have different definitions in the finance world than they do…

Should I Buy or Lease Equipment?

Starting a new business comes with major expenses, including the cost of equipment. Equipment can be incredibly expensive, depending on the industry you are entering. Because of this expense, you…

What is Amortization?

If you have purchased a car or a house, you may already know what amortization is. Amortization is the process of spreading a loan into a series of fixed payments….

Getting Quick Financing For Your Company

There are several types of financing that can help your business when funds run short or you want to expand or remodel. While some take weeks to be approved and…

Can You Get a Business Loan with Bad Credit?

If you’ve always been interested in starting a business, it can be disappointed to learn that you have to take out a loan to fund the startup costs. Starting a…

Three Things You Need Before You Apply for a Business Loan

Whether you have been in business for years or are starting a new company, sometimes you need money you don’t readily have for purchases. In these situations, business loans may…

How Does Franchising Work?

The idea of owning your own company can be exciting, but starting a company from scratch can be daunting. New businesses have a variety of challenges, but you don’t have…

How Does a Line of Credit Work?

If you’re considering going into business or you need funding for a large purchase, a line of credit may be the last thing you think about. Most people think of…

Equipment Financing: Leases vs. Loans

Your equipment needs are unique to your business. Using some form of equipment financing may be the most cost-effective way to acquire that equipment, especially if you lack the funds…

What Happens when you Default on a Merchant Cash Advance?

Merchant cash advances are a great way to fund a small business by borrowing against credit card sales. If you have trouble securing a small business loan or any other…

How to Get Financing for a Business

Starting a business can be really exciting, but it can also be incredibly expensive. No matter what type of business you start, you will need capital to get it off…

Preparing for a Loan Interview

One of the last steps before securing a business loan is the business interview. Once you have gathered your documents and developed a business plan, it’s time to sit in…

Writing a Business Plan to Increase your Chances of getting Loan Approved

A business plan is required to secure funding for a business. However, most entrepreneurs see the process of writing a business plan as a monumental task, especially if they have…

3 Ways To Streamline Small Business Operations

Running a small business is complex, and staying organized is a major necessity for success. With so much happening, that can sometimes be tricky, and it’s easy to lose track…

Starting a Business with Student Debt

If you have student loan debt and are interested in starting a business, you may face some unique challenges. You could have problems getting funding for your business, or as…

Going into Finance as a Career

If you love talking money, then you may have considered a career in finance. Careers in finance are varied, but they’re usually broken down into three subcategories. There is personal…

When is the Best Time to Sell Your Business?

If you’re sitting on a thriving business, you may be wondering if it’s worth selling. Perhaps you’ve been considering this for a while, or you are interested in changing career…

Tangible vs. Intangible Assets

In business, assets apply to everything a company owns. There are two types of assets: tangible assets and intangible assets. Tangible assets include physical items like cash, inventory, vehicles, equipment,…

3 Steps To Expanding Locations By Financing Receivables

Opening a new location is a great opportunity to expand your business by reaching more customers, but it’s also a risky venture that takes a lot of working capital. One…

What Happens When You File for Bankruptcy?

If you are having financial trouble, then you may have considered filing for bankruptcy. Bankruptcy is considered a last resort option for people who are dealing with financial hardships. Declaring…

What is a Broker?

If you’ve ever purchased a house, then you have heard of a broker. For a lot of people, it’s unclear what a broker does. A broker is an independent party…

What does Liquidity Mean?

If you’ve ever been in a financial situation where you need money immediately, then you’ve heard of liquidity. Liquidity is all about how fast you can convert your assets into…

What is Asset Management?

In business, it’s important to keep track of your assets. There are two types of assets, fixed and current assets. Fixed assets are usually assets that are required for long-term…

3 Pitfalls to Avoid as a CEO

You’ve probably watched movies that show someone getting stuck in quicksand or mud. If they had only known the danger ahead, they might have avoided it! Similarly, as a CEO,…

Four Common Finance Terms and What They Mean

Financial terminology can be overwhelming, and it can be embarrassing to talk to a financial advisor and not be aware of the vocabulary they’re using.  Here are four common financial…

What is Commercial Debt Financing?

Starting a business can be an expensive endeavor, and if you don’t have the capital you need on hand, you may be looking into commercial debt financing. A commercial loan…

What is Collateral in Finance?

If you’re applying for a loan, you may have heard the term collateral tossed around. In simple terms, collateral is a borrower’s pledge of physical property to a lender to…

What is the Difference Between Accounting and Finance?

While accounting and finance are both in the money managing world, there are key differences between the two. Accounting focuses on the flow of money in and out of a…

The Basics of Accounts Receivable Financing

If you’ve never looked into accounts receivable financing, the process can seem a little foreign. Invoice financing uses a completely different rubric for approvals and pricing than traditional installment loans…

Interest Rates on Commercial Loans

Commercial Loan Interest Rates Launching and operating a business is a tasking venture that requires your investment in time, money and effort. As a business owner or manager, commercial loans…

Equity vs. Debt Financing

Equity vs. Debt FinancingBusiness owners constantly have to decide how to finance their expansion and operations of the business. Entrepreneurs have to choose whether to borrow more money through debt…

Is a Small Business Loan Secured or Unsecured

Is A Small Business Loan Secured Or Unsecured?As a small business owner, it is up to you to choose the type of business loan that is perfect for your needs….

10 Ways to Raise Funds for a Business

10 ways to raise funds for a business Recent studies have shown that over 94 per cent of businesses fail within a year after launching their operations. Inadequate funding is…

How to Be Prepared for SBA Loans

Taking out a loan is a useful way to stimulate cash flow and put your business in a position for healthy growth. While a standard loan through a bank may…

How to Start a Manufacturing Business

There are many types of businesses, but one common type of business is a manufacturing business. Manufacturing companies are centered around creating mass-produced products as their main source of revenue….

How to Finance a Business?

Many people dream of starting their own business, but starting your own business isn’t cheap. There are many expenses you have to account for, including equipment purchases, taxes, and rental…

What is a Purchase Order?

Most people know what an invoice is, and they are used to receiving them from companies. However, buyers can send companies purchase orders, which are requests to a supplier for…

What is Accounts Receivable Financing?

If you’re starting a new business that manages multiple outstanding invoices, it can be daunting to wait until the work is completed before the customer pays the invoice. It can…

Getting Startup Loans for Restaurants

Opening a restaurant is a large financial undertaking. Besides the cost of a commercial lease and restaurant insurance, you will need money for licensing fees, employee salaries and insurance, kitchen…

Cash-Strapped in Business? The Public Stocks You Own Might Be Perfect as A Collateral for Business Loans

Though small businesses are critical to job creation and the overall growth of the US economy, their access to adequate business financing has been persistently challenging. Your business plan will…

What is Purchase Order Financing?

If you are a new business, then your first purchase order can be an exciting event. A purchase order is when a customer agrees to buy a large quantity of…

What is a Consumer Finance Account?

Keeping up with your credit score can be daunting, especially when there may be accounts you’ve never heard of on your report. It’s important to review your credit score regularly,…

How To Get Out of a Merchant Cash Advance

It’s not uncommon to be strapped for cash when you start a new business venture, and one way to remedy the need for money is to consider a merchant cash…

How Do Small Business Loans Work

There are many reasons why you may be interested in owning a small business, from developing a unique product or a unique solution to a common problem to just wanting…

The Basics of Franchise Financing

Opening a business involves a lot of overhead. When you’ve never owned a business before, it can prove difficult to obtain the capital required to get a startup off the…

Medical Equipment Finance for Your Business

If you’re a medical professional interested in starting your own practice, then you may have looked into medical equipment finance. Regardless of your specialty, you likely need a substantial amount…

What is invoice factoring (And should you do it?)

Invoice factoring, also known as accounts receivable factoring, is a financial transaction where a business sells its accounts receivables at a discount to another financing company known as a factoring…

How to Get Funding for a Business Idea

The hardest part about a startup is figuring out how to get funding for a business idea. Funding an entrepreneurial endeavor can sometimes require more money than you have lying…

What is an Outsourced CFO

One of the most commonly asked questions for young businesses is when a CFO should be hired. Every company is different, but for many startup companies, there’s no need to…

Commercial Real Estate Financing Options

If you’re ready to move your business investments from residential to commercial real estate and to diversify your portfolio while creating a passive stream of income, you may be wondering…

Why Small Businesses Fail: Top 3 Reasons

Running a business, while rewarding, isn’t easy. Entrepreneurship is inherently risky, and 20% of small businesses fail within the first year. 50% fail within five years, and only 33% of…

How to Value a Small Business

Most people never have a reason to wonder how to value a small business, but your business valuation can be important if you’re planning on selling your business, merging, buying…

How to Qualify for a Small Business Loan

Whether you are starting a new business or needing cash to expand a business you already have, it is common to wonder how to qualify for a small business loan….

How to Finance a Franchise With No Money

Wondering how to finance a franchise with no money? You’ve come to the right place! The franchise business model is very popular because it offers individuals the opportunity to become…

Business Financing with a Real Estate Loan

Real estate financing has traditionally been the best way for small and medium-sized businesses to budget the acquisition of the properties needed to house operations. Without traditional real estate loans…

How to Finance a Small Business with these Financing Tips

Figuring out how to finance a small business is no small task. But once you have your business up and running, you realize the expenses keep coming. Every month there…

5 Benefits of Business Lines of Credit

Running a successful business requires maintaining a steady stream of working capital throughout the month to cover regular and unexpected expenses, and to be able to take advantage of sudden…

The Benefits of Invoice Factoring

If you run your own business and have been facing a cash crunch, you know that maintaining adequate working capital throughout the month can be a challenge, especially if you’re…

How Accounting Departments Can Run Well

While the products and services of each company may be unique, the general accounting process is basically the same. There are bills to pay, money to deposit, revenue to recognize…

How To Grow Your Medical Practice With Working Capital

Keeping an eye on the day-to-day operations of a medical business can take all your attention. Often, you can find yourself challenged to think beyond the moment. However, to stay relevant…

The Benefits of Being a Young Business Owner

Having a business of your own is no mean feat, especially at a young age. If you have a business opportunity or idea but are worried about your age and experience…

Never Fail with this Perfect Business Plan

It’s no secret that a successful business starts with a solid business plan. That’s why it may come as a surprise that sometimes the best type of business plan leaves…

Why Having an Outsourced CFO Might Be a Good Idea!

with special guest speaker David Kuritar, MBA Here are some of the things David will be talking about during this educational seminar put on by Aspen Commercial Lending: Improve cash…

When Merchant Cash Advance Is Right for Your Business

merchant cash advance

The Difference Between Equipment Financing and Leasing

equipment financing

Benefits of Business Lines of Credit

In many respects, business lines of credit are very similar to credit cards which can be used whenever you need them. A revolving line of credit will have a credit…

Tips for Saving Money on Business Taxes

With only small profit margins to sustain them, many small businesses are obliged to count their pennies and manage on a very tight budget. That’s why you don’t want to…

Is Purchase Order Financing Right for My Business?

Many businesses find that they have grown so quickly that they simply don’t have the resources to accommodate large customer orders. If this has happened to your small business, purchase…

The Right Time for Invoice Factoring

All businesses, regardless of size, have at least occasional cash flow issues. The problem can be even more significant for small businesses with fewer people and resources to manage the…

How Payroll Protection Plans Can Help Your Business Stay Alive

The grim reality caused by the lockdown imposed to slow the spread of the coronavirus pandemic is being felt by small businesses throughout the country. Many of them are facing…

SBA Disaster Loans Are Key to Getting Through Troubling Times

sba disaster loans

How To Purchase Real Estate with an SBA Commercial Real Estate Loan

If you are wondering about how to acquire property through an SBA commercial real estate loan, you’ve come to the right place. The 504 Loan Program provides access to small…

Boost Your Productivity with Smart Scheduling

Increasing productivity in your business generally involves smarter scheduling, but that doesn’t equate to micro-managing every day of the week though. Too much scheduling can be a bad thing, so…

10 Tips for Outsourcing Business Tasks

Every business owner wants to know how to get more out of their business with less spending. Fortunately, there are a lot of solutions out there to assist with this…

Why Short-Term Rentals Might Not Be the Best Way to Use Your Multifamily

There are several reasons why using your multi-family dwelling as a short-term rental may not be the most advantageous use of it. If you’re in business to make money, you’ll…

Manufacturing Loans and What you Need to Know

Whether you’re just starting out and need some manufacturing equipment or ready for a much needed upgrade, SBA manufacturing loans are certainly something you should consider. Qualifying companies in the…

What are Good Business Ideas That Don’t Require Much Capital

A common question that plagues new entrepreneurs’ minds is “What are good business ideas that don’t require much capital”. Starting a new business is a compelling dream for many people….

Building a Respectful Workplace with Team-Building Exercises

The trust fall and human knot are popular team-building exercises for schoolkids, but these games really don’t translate well into the professional world to build respect. Your employees come from…

Tips for Getting Franchise Financing

Thinking of getting a franchise? A franchise can be an excellent business opportunity for the right market, region, or entrepreneur, offering a wide group of individuals the chance to be…

The Basics of Writing a Business Plan

When a business or brand wants to show potential investors or lenders that they are a viable company, they typically draft a business plan. A business plan lays out the…

How to Get Your Franchise Started Successfully

Even though you receive a lot of support when you’re starting a franchise business, there are still a great many things to consider before taking the plunge. Here are some…

Overcoming Bad Personal Credit When Starting a Business

You need not feel hamstrung if you’ve got personal bad credit but wish to start a business – there are a plethora of options available today. In fact, you can…

Best Options for Financing Fix and Flip Projects

There has never been a better time to finally get around to your real estate investment plans; in particular, the fix and flip. The plethora of new funding options available…

3 Reasons Bank Loans Might Not Be Your Best Option

Traditional bank loans are a common financing option for many businesses. After the banking reforms of the past decade, it’s time to consider whether bank loans are right for your…

Benefits of Asset-Based Lending

In the uncertainties of the modern marketplace, many companies of all sizes struggle financially. It becomes urgent for businesses to be able to access a form of funding that can…

When to Use Equipment Financing for Your Small Business

Production companies need video gear. Construction companies need heavy equipment. Accounting firms need computers. With few exceptions, every type of business relies on equipment—but the equipment isn’t free. This post…

How to Improve Cash Flow with Purchase Order Financing

Strong cash flow is important for any small business. However, sometimes circumstances beyond your control leave you short of cash. If at the same time important orders begin to come…

Manufacturing Businesses Using Business Lines of Credit

If your company makes seasonal products that will be sold during the holiday shopping season, you know you will have to fully stock your retail clients. That being said, working…

Tips for Choosing the Right Corporate Structure

Selecting the right legal corporate structure for your business takes time and consideration. There are several kinds of business entities, each having its own positives and negatives. The one you…

How the Construction Industry Can Benefit from Alternative Lending

When you think of construction lending, you probably think of banks first. But while a traditional line of credit is certainly a viable option, alternative lending is becoming a more…

Accounts Receivable Financing Basics

What is accounts receivable financing? In a nutshell, this is when a business sells its accounts receivables to a factoring company while getting short-term funding in return. This is a…

Combat the 5 Most Common Lies Told to Entrepreneurs

Budding entrepreneurs are often given advice from peers, associates, and mentors, as well as from online resources. While much of this information could be useful, some of it may be…

3 Tricks to Improve Your Credit

A good credit score is essential for many common financial activities. For instance, if you require a loan to purchase a vehicle or a home, lenders inevitably look at your…

7 Tips to Strengthen Your Team and Corporate Culture

Having a strong work team and corporate culture can help propel your business to new levels of success. By implementing some strategies that have worked well for other businesses, you…

Common Mistakes Made by Small Business Owners

Statistics show that the most common mistakes that small business owners make are often in the area of money management. The U.S. Small Business Administration reports that errors in the…

What is a Hard Money Loan and How to Develop Profit in Commercial Real Estate?

If you’re looking to begin or expand a venture in commercial real estate, a hard money loan may be able to help. Keep reading to learn more about this financing…

Manufacturing Equipment Financing Options for Heavy Equipment

If you’re looking for manufacturing equipment financing, we dive into all the options in this blog article so you can be prepared! It’s no surprise that industries such as construction…

How to Never Lose Your Leads

Losing hard-earned leads is a shame and it’s costly, but it can happen all too easily. To keep your leads, you need to monitor and keep in touch with them—and…

Getting the Right Franchise Financing to Open Your Business

Innumerable investors have yielded impressive returns by operating a franchise business. If this is a prospect you are considering, you will have a wealth of options available. This kind of…

How Leaders Can Inspire Employees to Give Their Best Performance

A large part of leadership is inspiring employees to do their best. This article looks at three different strategies effective leaders have used to do just that. Give Employees Attention…

Using Medical Factoring in Nursing Homes

Cash flow can be a big challenge for a nursing home, no matter how well run the facility is. As Forbes.com contributor Steven Uster points out, cash flow problems strike…

Time Management for Small Business Owners

If you run a small business, you’ve probably noticed how difficult it can be to manage time. However, as this article shows, there are several ways you can make the…

SBA Loan Programs That Support Small Businesses

If you’re looking to get a small business off the ground, you should be aware of the myriad loan programs supported by the US Small Business Administration (SBA). To help…

Alternative Funding Options for Small Businesses

Alternative funding options for businesses include all those possibilities outside the traditional loans offered by banks and other lending institutions. After the 2008 economic crash, many bank loans dried up,…

Staffing Startups Need These 4 Tips

If you’re thinking about getting into the business of staffing for other companies, there are some things you should know that will help you with your efforts at staffing startups…

How to Use an SBA Loan to Finance a Franchise

Owning a franchise is one way to bypass many of the usual uncertainties of owning a small business that would normally accrue to a startup company. When you don’t have…

4 Tips for Making the Most Out of Invoice Factoring

Invoice factoring is a financial practice which can be of benefit to virtually every company, regardless of its size. Any company that needs fast cash to cover a seasonal cash…